Select Home Warranty Reviews
One of the lowest-cost plans available, with frequent free-month and free roof coverage promotions
Last updated: Oct 12, 2026
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The bottom line
Select Home Warranty is the budget pick: low prices, cheap add-ons and promotions that can make the first year very affordable. The trade-off is coverage - per-item caps reported around $500 can leave you paying most of a major appliance or system replacement, and its BBB record shows many complaints.
It ranks third because value at Select depends heavily on what breaks. Read the contract's limits section and compare the annual total before buying.
Select Home Warranty has sold plans since about 2012 and competes hard on price. Its three plans - Bronze Care (appliances), Gold Care (systems) and Platinum Care (both, plus extras) - are frequently advertised with free months, dollar-off discounts and free roof leak coverage.
This review covers what Select includes, what it really costs, the limits in its contract and who it suits.
Is Select Home Warranty legit?
Yes - Select Home Warranty is a real company that has sold plans since about 2012. Its prices and promotions are among the lowest we track, but its coverage caps are also among the lowest, and its BBB record shows a high complaint volume. It can suit buyers who want a low premium and understand the limits.
- Selling plans since about 2012
- Frequent promotions (e.g. free months on annual plans)
- Roof leak coverage included in promotions
“Legitimate” here means a real, operating home warranty company - not a guarantee that any claim will be approved. Coverage depends on your contract. Always confirm current terms and availability with the company.
Key Features
- Three plans: Bronze, Gold and Platinum Care
- Frequent promotions: free months, $150 off, free roof coverage
- Low add-on prices (e.g. pool ~$8/mo, well pump ~$3/mo reported)
- Multi-year plan options
- Typical service fee around $60-$75
- Reported per-item caps around $500
Plans & Coverage
- Bronze Care - appliances
- Gold Care - home systems
- Platinum Care - systems and appliances plus ceiling fans, garage door opener and plumbing stoppages
- Add-ons - pool, spa, septic, well pump, sump pump, central vacuum, sprinklers, standalone freezer
Pricing
Approximate only. Select's plans are reported at roughly $36-$64 a month before promotions, and around $480-$525 a year with them.
Promotional free months typically require paying for the year upfront. The service fee is usually about $60-$75 but Select's own materials describe a range depending on the contract, and the terms list a $75 cancellation fee.
Compare the annual total, not just the promotion.
How Select Home Warranty Works
- 1Step 1
Choose a plan and promotion
Pick Bronze, Gold or Platinum Care and check which promotion applies to annual or monthly billing.
- 2Step 2
30-day waiting period
Coverage begins 30 days after payment is received.
- 3Step 3
File a claim
File online or by phone and pay the service fee when the technician visits.
Pros
- Among the lowest prices we track, especially with promotions
- Low-cost add-ons
- Roof leak coverage frequently included free
- Lower typical service fee than many competitors
Cons
- Low per-item caps (around $500 for many items, per third-party reviews)
- Promotional free months require annual prepayment
- BBB B- rating, not accredited, with a high complaint volume
- Reported unavailable in Nevada, Washington and Wisconsin
Interested in Select Home Warranty?
Visit their site to see plans and pricing for your address.
Visit Select Home WarrantyWho It's Best For
- Budget-conscious homeowners who mainly want help with smaller repairs
- Homes with newer major systems
- Buyers who will read the limits table before signing
Final Verdict
Select Home Warranty is the budget pick: low prices, cheap add-ons and promotions that can make the first year very affordable. The trade-off is coverage - per-item caps reported around $500 can leave you paying most of a major appliance or system replacement, and its BBB record shows many complaints.
It ranks third because value at Select depends heavily on what breaks. Read the contract's limits section and compare the annual total before buying.
Select Home Warranty Review: FAQs
Is Select Home Warranty legit?
Yes - Select Home Warranty is a real company that has sold plans since about 2012. Its prices and promotions are among the lowest we track, but its coverage caps are also among the lowest, and its BBB record shows a high complaint volume. It can suit buyers who want a low premium and understand the limits.
How much does Select Home Warranty cost?
Approximate only. Select's plans are reported at roughly $36-$64 a month before promotions, and around $480-$525 a year with them. Promotional free months typically require paying for the year upfront. The service fee is usually about $60-$75 but Select's own materials describe a range depending on the contract, and the terms list a $75 cancellation fee. Compare the annual total, not just the promotion.
What plans does Select Home Warranty offer?
Select Home Warranty offers Bronze Care - appliances, Gold Care - home systems, Platinum Care - systems and appliances plus ceiling fans, garage door opener and plumbing stoppages, Add-ons - pool, spa, septic, well pump, sump pump, central vacuum, sprinklers, standalone freezer.
Who is Select Home Warranty best for?
Select Home Warranty is best for Budget-conscious homeowners who mainly want help with smaller repairs; Homes with newer major systems; Buyers who will read the limits table before signing.
Is Select Home Warranty worth it?
Select Home Warranty is the budget pick: low prices, cheap add-ons and promotions that can make the first year very affordable. The trade-off is coverage - per-item caps reported around $500 can leave you paying most of a major appliance or system replacement, and its BBB record shows many complaints. It ranks third because value at Select depends heavily on what breaks. Read the contract's limits section and compare the annual total before buying.
What are Select Home Warranty's coverage limits?
Third-party reviews report caps of about $500 per item for many appliances and for electrical and plumbing repairs, about $3,000 per term for HVAC, and around $400 for add-ons such as roof leak. These limits are lower than most competitors', so check the limits section of the contract.
Are Select Home Warranty's free months real?
Select frequently advertises free months and free roof coverage, but the free months typically require paying for the year upfront. Compare the total annual price, not just the promotion.
Related
More on Select Home Warranty
The questions people ask before signing up - answered in depth.
Sources & methodology
We built this review of Select Home Warranty from the provider's own published pricing, plans and sample contracts, cross-checked against regulator and public-record sources, and read alongside real customer feedback. Prices and plan details were verified against the provider's published information; we do not take providers' word for their own claims without checking.
Provider information
Pricing, plans, caps and contract terms, checked against each provider's own site.
- Select Home Warranty - pricing, plans & policies as published on its own site
Provider data checked October 2026
Customer & community feedback
Third-party signals shown on this page and in our full reviews: Trustpilot ratings and Better Business Bureau records, as captured on the dates we note. We report what these sources say - we never fold their ratings into our own scores.
Regulatory & public-record references
- 1.Attorney General Mayes Announces $11.8 Million Settlement with Choice Home Warranty - Arizona Attorney General - February 2026
- 2.Frontdoor, Inc. Completes Acquisition of 2-10 Home Buyers Warranty - Frontdoor, Inc. via Business Wire - December 2024
- 3.Frontdoor, Inc. Quarterly Report (Form 10-Q), Q2 2026 - U.S. Securities and Exchange Commission (EDGAR)
- 4.American Home Shield plans - American Home Shield
- 5.Choice Home Warranty user agreement - Choice Home Warranty
- 6.Select Home Warranty terms and conditions - Select Home Warranty
- 7.The Home Service Club pricing and plans - The Home Service Club
Last reviewed October 2026. We revisit comparisons when providers change their pricing or policies. This page is information only and is not legal, insurance or financial advice - always read the full contract before buying a plan.