2-10 Home Buyers Warranty Reviews
A structural-warranty specialist owned by Frontdoor, with low-cost home warranty plans for buyers and homeowners
Last updated: Oct 12, 2026
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The bottom line
2-10 Home Buyers Warranty is a respected name in builder structural warranties and now shares a parent with American Home Shield. Its consumer home warranty plans start cheap, but their $2,000 caps on core systems and thin customer record keep it seventh on our list.
If it's offered through your builder or agent it's a reasonable option; if you're shopping on your own, compare caps first.
2-10 Home Buyers Warranty has operated since around 1980 and is best known for new-home structural warranties that builders provide to buyers. In December 2024, Frontdoor, Inc. - the parent of American Home Shield - completed its $585 million acquisition of 2-10.
The company also sells home warranties covering systems and appliances through agents and directly. This review covers those plans, what they cost and who they suit.
Is 2-10 Home Buyers Warranty legit?
Yes - 2-10 Home Buyers Warranty has operated since about 1980 and is best known for new-home structural warranties sold through builders. Frontdoor, Inc. (American Home Shield's parent) acquired it in December 2024. Its consumer home warranty plans are a smaller part of the business.
- In business since about 1980
- Owned by Frontdoor, Inc. since 2024
- Major new-home structural warranty provider
“Legitimate” here means a real, operating home warranty company - not a guarantee that any claim will be approved. Coverage depends on your contract. Always confirm current terms and availability with the company.
Key Features
- Home warranty plans for systems and appliances
- Reported $2,000 cap per core system (heating, AC, plumbing, electrical)
- Reported $25,000 annual aggregate limit
- Service fee options of about $65-$125
- Network of 6,000+ independent contractors
- Owned by Frontdoor, Inc. since 2024
Plans & Coverage
- Systems-focused plan (check current plan names on 2-10.com)
- Combination systems and appliances plans
- Real estate plans for buyers and sellers
- New-home structural warranties through builders
Pricing
Approximate only. Reported starting prices are around $27-$35 a month, with service fee options from about $65 to $125.
Plan names and prices vary by source and state, so check 2-10's site for your address. Cancellation within 30 days is refunded minus claim costs; after that, refunds are prorated minus an admin fee and claim costs (terms vary by state).
How 2-10 Home Buyers Warranty Works
- 1Step 1
Get a plan
Buy directly, through your agent at closing, or receive structural coverage from your builder.
- 2Step 2
Coverage begins
Direct plans have a 30-day waiting period; seller and buyer coverage start at enrollment and closing.
- 3Step 3
Request service 24/7
2-10 dispatches a contractor from its independent network.
Pros
- Low starting price
- Decades of experience in builder and real estate warranties
- Backed by Frontdoor, Inc.
- Waiting period waived for renewals and real estate coverage
Cons
- Modest $2,000 caps on core systems
- Small, mostly negative Trustpilot sample
- Reported unavailable in six states
- Plan names and details are hard to pin down
Interested in 2-10 Home Buyers Warranty?
Visit their site to see plans and pricing for your address.
Visit 2-10 Home Buyers WarrantyWho It's Best For
- Buyers of new construction whose builder uses 2-10
- Home buyers offered a 2-10 plan at closing
- Budget shoppers who accept lower caps
Final Verdict
2-10 Home Buyers Warranty is a respected name in builder structural warranties and now shares a parent with American Home Shield. Its consumer home warranty plans start cheap, but their $2,000 caps on core systems and thin customer record keep it seventh on our list.
If it's offered through your builder or agent it's a reasonable option; if you're shopping on your own, compare caps first.
2-10 Home Buyers Warranty Review: FAQs
Is 2-10 Home Buyers Warranty legit?
Yes - 2-10 Home Buyers Warranty has operated since about 1980 and is best known for new-home structural warranties sold through builders. Frontdoor, Inc. (American Home Shield's parent) acquired it in December 2024. Its consumer home warranty plans are a smaller part of the business.
How much does 2-10 Home Buyers Warranty cost?
Approximate only. Reported starting prices are around $27-$35 a month, with service fee options from about $65 to $125. Plan names and prices vary by source and state, so check 2-10's site for your address. Cancellation within 30 days is refunded minus claim costs; after that, refunds are prorated minus an admin fee and claim costs (terms vary by state).
What plans does 2-10 Home Buyers Warranty offer?
2-10 Home Buyers Warranty offers Systems-focused plan (check current plan names on 2-10.com), Combination systems and appliances plans, Real estate plans for buyers and sellers, New-home structural warranties through builders.
Who is 2-10 Home Buyers Warranty best for?
2-10 Home Buyers Warranty is best for Buyers of new construction whose builder uses 2-10; Home buyers offered a 2-10 plan at closing; Budget shoppers who accept lower caps.
Is 2-10 Home Buyers Warranty worth it?
2-10 Home Buyers Warranty is a respected name in builder structural warranties and now shares a parent with American Home Shield. Its consumer home warranty plans start cheap, but their $2,000 caps on core systems and thin customer record keep it seventh on our list. If it's offered through your builder or agent it's a reasonable option; if you're shopping on your own, compare caps first.
Is 2-10 the same company as American Home Shield?
They share a parent. Frontdoor, Inc., which owns American Home Shield, acquired 2-10 Home Buyers Warranty in December 2024. The two brands still sell separate plans.
What is a 2-10 structural warranty?
2-10 is best known for new-home structural warranties that builders provide to buyers, covering major structural defects for up to 10 years. That is different from a home warranty, which covers repairs to systems and appliances.
Related
Sources & methodology
We built this review of 2-10 Home Buyers Warranty from the provider's own published pricing, plans and sample contracts, cross-checked against regulator and public-record sources, and read alongside real customer feedback. Prices and plan details were verified against the provider's published information; we do not take providers' word for their own claims without checking.
Provider information
Pricing, plans, caps and contract terms, checked against each provider's own site.
- 2-10 Home Buyers Warranty - pricing, plans & policies as published on its own site
Provider data checked October 2026
Customer & community feedback
Third-party signals shown on this page and in our full reviews: Trustpilot ratings and Better Business Bureau records, as captured on the dates we note. We report what these sources say - we never fold their ratings into our own scores.
Regulatory & public-record references
- 1.Attorney General Mayes Announces $11.8 Million Settlement with Choice Home Warranty - Arizona Attorney General - February 2026
- 2.Frontdoor, Inc. Completes Acquisition of 2-10 Home Buyers Warranty - Frontdoor, Inc. via Business Wire - December 2024
- 3.Frontdoor, Inc. Quarterly Report (Form 10-Q), Q2 2026 - U.S. Securities and Exchange Commission (EDGAR)
- 4.American Home Shield plans - American Home Shield
- 5.Choice Home Warranty user agreement - Choice Home Warranty
- 6.Select Home Warranty terms and conditions - Select Home Warranty
- 7.The Home Service Club pricing and plans - The Home Service Club
Last reviewed October 2026. We revisit comparisons when providers change their pricing or policies. This page is information only and is not legal, insurance or financial advice - always read the full contract before buying a plan.