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Home Warranty Picks.com

Articles

Practical home warranty guides - what plans cover, what they cost, and making informed decisions about protecting your home.

01
Guides7 min read

What Is a Home Warranty? How It Works, What It Covers and What It Costs

A plain-English guide to home warranties - what they cover, how claims work, what they cost, and how they differ from homeowners insurance.

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02
Guides6 min read

Home Warranty vs Homeowners Insurance: What's the Difference?

Home warranties and homeowners insurance protect against different things. Here's what each covers, how you pay, and whether you need both.

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03
Buying7 min read

Is a Home Warranty Worth It? An Honest Cost-Benefit Look for 2026

When a home warranty pays off, when it doesn't, and how to decide for your home - with the questions to ask before you buy.

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04
Costs6 min read

How Much Does a Home Warranty Cost in 2026?

Typical home warranty prices, service call fees and add-on costs in 2026 - plus what drives the price and how to compare plans fairly.

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05
Claims7 min read

Why Home Warranty Claims Get Denied (and How to Avoid It)

The most common reasons home warranty claims are denied or only partly paid - pre-existing conditions, maintenance, caps, code upgrades - and how to protect yourself.

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06
Buying6 min read

Home Warranties for Buyers and Sellers: How They Work in a Real Estate Deal

Why sellers offer home warranties, how buyer and seller coverage works at closing, and what to check before accepting a plan.

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07
Provider Guides8 min read

Best Home Warranty Companies of 2026, Compared

Our side-by-side comparison of Choice, American Home Shield, Select, First American, Home Warranty of America, The Home Service Club and 2-10.

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08
Claims5 min read

How to File a Home Warranty Claim: Step by Step

How to file a home warranty claim, what happens after, what to do if it's denied, and tips to get a faster, fuller payout.

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09
Provider Guides6 min read

American Home Shield Plans Explained: ShieldSilver vs ShieldGold vs ShieldPlatinum

What each American Home Shield plan covers, reported prices, coverage caps, add-ons and which tier fits your home.

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10
Provider Guides6 min read

Is Choice Home Warranty Legit? Settlements, Reviews and What to Know

Choice Home Warranty is a real company - but it has a notable regulatory history. Here's what the Arizona and New Jersey settlements were about and how to protect yourself.

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11
Costs5 min read

Select Home Warranty Cost: Plans, Promotions and the Fine Print

What Select Home Warranty really costs - plan prices, service fees, promotions that require annual payment, add-ons and coverage caps.

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Head-to-Head Comparisons

Can't decide between two providers? See how they stack up side by side on pricing, medications, and support - and which one we'd pick.

Choice Home Warranty logo
VS
American Home Shield logo

Choice Home Warranty vs American Home Shield

Two simple, lower-cost plans vs the industry's oldest name and highest caps

Winner: Choice Home WarrantyCompare
Choice Home Warranty logo
VS
Select Home Warranty logo

Choice Home Warranty vs Select Home Warranty

Higher per-item caps vs the lowest promotional prices

Winner: Choice Home WarrantyCompare
American Home Shield logo
VS
Select Home Warranty logo

American Home Shield vs Select Home Warranty

Premium coverage and high caps vs a low-cost, promotion-driven plan

Winner: American Home ShieldCompare
American Home Shield logo
VS
First American Home Warranty logo

American Home Shield vs First American Home Warranty

Nationwide reach vs a real-estate favorite with high limits

Winner: American Home ShieldCompare
Choice Home Warranty logo
VS
First American Home Warranty logo

Choice Home Warranty vs First American Home Warranty

Simple direct-to-consumer plans vs a real-estate brand with higher limits

Winner: Choice Home WarrantyCompare
Choice Home Warranty logo
VS
Home Warranty of America logo

Choice Home Warranty vs Home Warranty of America

Sister brands with different plans, caps and contract lengths

Winner: Choice Home WarrantyCompare
Select Home Warranty logo
VS
Home Warranty of America logo

Select Home Warranty vs Home Warranty of America

Promotion-driven low prices vs much higher repair limits

Winner: Home Warranty of AmericaCompare
American Home Shield logo
VS
2-10 Home Buyers Warranty logo

American Home Shield vs 2-10 Home Buyers Warranty

Sister brands under Frontdoor - a home warranty leader vs a structural-warranty specialist

Winner: American Home ShieldCompare
First American Home Warranty logo
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2-10 Home Buyers Warranty logo

First American Home Warranty vs 2-10 Home Buyers Warranty

Two real-estate favorites compared for buyers and sellers

Winner: First American Home WarrantyCompare
Choice Home Warranty logo
VS
The Home Service Club logo

Choice Home Warranty vs The Home Service Club

Higher per-item caps vs no age limits on covered items

Winner: Choice Home WarrantyCompare
American Home Shield logo
VS
The Home Service Club logo

American Home Shield vs The Home Service Club

Industry leader vs a smaller, no-age-limit plan

Winner: American Home ShieldCompare
Home Warranty of America logo
VS
The Home Service Club logo

Home Warranty of America vs The Home Service Club

Higher repair limits vs no age limits

Winner: Home Warranty of AmericaCompare